5 Tips To Overcome Money-Related Stress Through Financial Counseling

In one study, it was revealed that money is the leading cause of stress among Americans, more so in the millennials. It is a bigger problem than personal relationships or even career. Worse, the numbers are increasing year-on-year.

Financial counseling has proven itself useful in helping people get to that point of gaining control over their finances and thereby, achieve financial stability. In a recent study by the Money Management International, 86% of employees who receive financial counseling experience reduced stress levels about money. In yet another study, financial counseling has helped people reduce their debt levels, save up for their retirement, and secure financial investments.

However, financial counseling can only do so much as the fulfillment of its intended benefits would ultimately lie on the person undergoing counseling. Here are a few tips to make financial counseling work for you:

  1. Open Up Regarding Your Real Emotions

The starting point for every financial counseling journey is for the therapist to know and understand the emotions underlying your money-related decisions. There is a reason behind every financial goal. There is emotion behind every spending behavior. It may be traced back to your financial experience way back childhood. It is best to open up your true feelings when it comes to money for the therapist to provide better and more fitting financial advice.

 

  1. Be Transparent With Your Priorities

After speaking up about your true emotions, we take it to the next level by being explicit about your priorities. Moving forward, what are the things that you want to pursue in your life? Is there a specific timeline within which you want to achieve your financial goals? Maybe you aim for a car in a year or two, then a house after five years? Or perhaps you wish to stock up your money first in passive income investments?

 

  1. Get Ready To Change The Way You Handle Money

Starting from your priorities, the counselor would then give insights as to the need and feasibility of your financial goals. This period is when your therapist could guide you with the specific steps that can help you become financially stable.

At this point, the most crucial part is your willingness to accept a new perspective. Your counselor would be very enthusiastic to help you focus on the things that could help and weed out the things that could only make your financial situation worse.

 

  1. Develop Financial Discipline Through Application

Once you have already been coached about the general part, which is goal-setting and priorities, followed by the specific stage, which is composed of the particular tasks you need to accomplish, it is time for the most critical yet most challenging aspect – application. It’s one thing to have learned, and a whole different thing to have done it.

Maybe you have to give up a few of your guilty pleasures or pursue the things you didn’t care for in the past. Financial stability and success indeed demand fiscal discipline.

  1. Be Humble Enough To Seek Guidance

Since no one among us is perfect, no matter how hard we try to keep within the bounds of our financial plan, we would frequently see ourselves falling short of what it takes to be financially successful.

Be encouraged by the fact that your failures never really matter, unless you decide to stop trying. It pays to exercise humility and go back to your counselor to ask for help on how to get back on track. They are more than willing to walk with you on your way towards financial freedom.

The key to the success of every financial counseling journey is the recognition that it is a two-way tango. The beautiful part, though, is that regardless of our current situations, financial stability is within reach, and some people would give their time to help us achieve that if we trust them and ourselves enough.

 

 

 

 …

The Wonders Of The Mental Health First Aid Programs

 

“It’s hard growing up with social media. A lot of kids have suicidal thoughts, more than we realize.” Stephanie Ratner, a therapist of the Mental Health Center of Denver Montbello school, stated. This isn’t far from the truth as people who claimed their lives shared depression quotes and sad images in their social media pages before their final hours. Most people thought that these were attention-seeking, but truthfully, they were cries of help left unheard and misunderstood until it was too late. Now, this recent wave of Mental Health First Aid Programs in America aims to change that.…

Hospice Care And Animal Therapy: Making The Journey Easy

It has been known since a long time ago that animals make great companions during happy and sad moments. Research proves that having a pet decreases stress and anxiety levels and significantly reduces blood pressure and heart rate. It has also shown to increase the amount of positive hormones in the body. Because of these benefits and many more, medical professionals are contemplating on utilizing animal therapy in hospice care.

Hospice care patients can tremendously benefit from spending time with dogs, cats and other animals that they can touch and cuddle with. Some of these patients attest that they are more relaxed and tend to forget about their mental and emotional problems. Some of them do turn to online psychologists, as they are more comfortable expressing their true feelings with someone they don’t see face to face and they can consult these psychologists at their own time, according to BetterHelp, a leader in providing e-counseling services.

 

The warmth of touch and cuddle makes so much difference to hospice care patients when they reach out to their pet. It actually validates that they are breathing and alive and loved. Unlike humans, pets don’t make them feel self-pity, as they do not know that hospice patients are ill and need to be given extra-care and attention. Also, their memories of Star or Buggy or Sophie will remain until their last days, keeping them smiling as they sit or lay on their beds.

Hospice patients who can walk can take their visiting pet out for a stroll to get exercise. If they’re living in their own homes, they can go with their pets and visit their close neighbors. If they’re in a facility, they would also feel more secure and comfortable walking around with their pets. Visiting animals have become popular in healthcare facilities around the United States, helping Alzheimer’s and dementia patients, pacifying them in their agitated moments and loving them in their lowest.

Hospice patients who have left their pets in their homes are sad and depressed. That is why they are overwhelmed with happiness when therapy dogs visit them in their facilities.

Touching Stories

The Story of Buster

JJ is an experienced therapy dog that has comforted several patients, including those who suffered from the Seattle Pacific University shooting. He was able to care for a certain hospice patient, Mrs. Conway, who would light up every time Buster would come. She would hold her hand and touch her fur. Her vitals would rise a little when she sees the dog, and they say that Buster was the reason why Mrs. Conway lived a few more weeks. Buster was there beside her as she rested. They had quite a lot of memories together.

https://www.7cups.com/@truewellbody

 

Source: abcnews.com

The Story of Boggles the Chihuahua

Boggles puts a smile on the faces of the Alzheimer’s and dementia patients in Brookdale. They have been requesting for her since she once came to visit as a pet therapy dog. Similarly, Boggles is all the more excited to be hugged and cuddled by her regular buddies at the facility. She is often brought there by her handler particularly when there are patients who are struggling to keep their last breath, and Boggles comforts them as they rest peacefully.

“It’s such an experience,” says Brookdale program coordinator. “There’s so much joy and laughter. Some patients can’t fully express how they feel, but you can see it in their eyes.”…

What Can You Gain From Animal-Assisted Therapy?

Bryan has been going to therapy sessions after he lost both of his parents from a horrific car accident. He reported to his therapist that there have been no changes since he started going for psychological intervention for his depression. His therapist patiently explained that time is not the essence of the healing process. Some people recover faster some don’t. The important thing is that if they do recover from the trauma, the goals of reconciliation, finding peace, and moving on to the next chapter of their lives are established.…

Advantages of Dance Therapy

Dance/Movement Therapy (DMT) or Dance Movement Psychotherapy (DMP) refers to the therapeutic use of movement and dance. This has been shown to improve not only motor or physical functions of the body but emotional and intellectual functions as well.

Fitbits and Smartwatches: Advantages and Disadvantages

The holidays are just around the corner and people are getting ready with their Christmas lists. Online therapy is what you needed; online retail therapy that is. Retail online stores are putting up gift ideas, top picks and suggestions to give your loved ones and friends this holiday season. Usually, these lists are filled with wearable technology, drones, laptops, mobile phones and technology accessories. Some might even consider giving fitbits and smartwatches.  Before spending tons of money on a purchase that may be useless in the long run, let us consider what are the advantages and disadvantages of having one.

Dealing with Anorexia

Anorexia Nervosa is a serious and life-threatening physiological disorder which affects mostly women.  The cause is possibly due to emotional problems, mental issues or can be the combination of both. People with this disease are known to refuse consumption of any food for long periods of time.…

The Benefits of Animal Therapy

 

The therapy that uses animals in enhancing the physical, emotional, and social-being of any individual is called Animal Assisted Therapy (AAT). Through this program, it helps individuals to strengthen their confidence, discover any anxiety symptoms, and improve their healing processes. Therapy sessions naturally consist of the therapist and the pet with its handler and the patient.…

Dealing With Chronic Diseases And Conditions

Source: en.amerikanki.com

The moment you are diagnosed with a chronic ailment, you know for a fact that you will embark on a major change. Starting from simple daily choices to considering its ill effects in other aspects of your life and functioning. For example, diseases like diabetes mellitus, hypertension, chronic kidney diseases requiring dialysis, stroke or conditions like amputation require lifestyle modifications and monitoring. In order to control the signs and symptoms, you must adhere to the treatment regimen which includes but are not limited to frequent check-up to your physician or specialist, diet and activity modification and adherence to a medication regimen.…

Most Commonly Used Animals For Therapy

Animal Therapy Booms

As more and more animals are treated as pets nowadays, their role in therapy has also become fast rising. Adults and children have been benefiting from animal therapy for years now, and the types of animals being utilized have not only been limited to dogs, but also to other pets as well.…